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Get the convenience of paying in installments with flexible and affordable payment plans. We understand that your new smile needs to fit your budget and lifestyle. We are pleased to be able to present a wide variety of payment options to make your dream smile affordable. Using an interest-free ‘buy now, pay later’ choice can make affording your new smile as easy as buying those new shoes you have been eying off (and let’s face it, a beautiful smile will never go out of fashion).
Dental Payment Plans
Browse Payment Options.
We Offer Payment Plans for Every Budget
You can start using any payment plan by simply calling our friendly staff or mentioning your preferences at the reception. Register at the practice or via the phone. It takes minutes and we would be more than happy to walk you through the registration process. You may qualify to use your superannuation for necessary dental work to cover treatments like implants, crowns, and other major dental procedures.
Updated 14 March 2025
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Maximum Loan$2,001.00 – 50,000.00 |
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Repayment:Weekly |
Late fee:$5.00 |
Approval period:~48 hours |
Credit checkA full credit and financial assessment |
What will it cost?
- No early payout/early exit fees
- No deposit or upfront fees
- Loan terms up to 84 months
- Interest rate starts at around 7.5% p.a.
Maximum Loan$1,000.00 |
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Repayment:Weekly, fortnightly or monthly |
Late fee:$5.00 |
Approval period:~5 min |
Credit checkIdentity and/or credit check |
What will it cost?
- Repayments from $10 per week
- Interest free if paid on time
- Late fees apply
- The monthly account fee is $9.95 if not waived.
Maximum Loan$1,500.00 |
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Repayment:Four equal instalments paid fortnightly |
Late fee:$10.00 |
Approval period:~5 min |
Credit checkA soft credit check for new customers may be required |
What will it cost?
- Pay for your dental treatment in 4 interest-free pieces (every two weeks)
- Instant approval and zero interest (if paid on time).
- $10.00 for late payment, and an additional $7.00 if you haven’t paid the next week.
Maximum LoanFlexible |
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Repayment:Not necessary |
Late fee:No |
Approval period:~from 2 weeks to 2 months |
Credit checkNot required |
What will it cost?
- We help you access your own money in a superannuation fund to pay for treatment.
- One-off payment of $680.00 must be paid prior to application. This fee can be included in your total treatment cost, so the amount released may cover it.
- Superannuation withdrawn early is subject to tax based on your age and circumstances.
Maximum Loan$30.00 – $2,000.00 |
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Repayment:4 interest-free payments |
Late fee:No |
Approval period:~5 min |
Credit checkA soft credit check when you apply |
What will it cost?
- First payment due at your appointment, followed by three bi-weekly payments.
- ‘Pay in 4’ is interest-free, with no late or sign-up fees.
- Patients cover a 2.6% transaction fee plus $0.33 per purchase.
Cover Expenses with Your Super
We can even help you access your superannuation* to fund your dental treatment. It’s your hard-earned money, and there are no credit or employment checks, or repayments to make.
Our friendly team will be more than happy to discuss options with you that fit your lifestyle. You may be very pleasantly surprised by how affordable your treatment can be.
Depending on the treatment, your dream smile may cost you as little as $20 per week.
*See below for more details on how SuperCare works, the application process, and treatments you can fund.
Eligibility
SuperCare typically assists patients with dental conditions that are chronic (ongoing or recurring) or causing acute pain. Functional issues affecting daily life may also qualify.
Maximum LoanFlexible |
|---|
Repayment:Not necessary |
Late fee:No |
Approval period:~from 2 weeks to 2 months |
Credit checkNot required |
What will it cost?
- We help you access your own money in a superannuation fund to pay for treatment.
- One-off payment of $680.00 must be paid prior to application. This fee can be included in your total treatment cost, so the amount released may cover it.
- Superannuation withdrawn early is subject to tax based on your age and circumstances.
*Click “Check Eligibility” to be directed to our official SuperCare portal. Complete the short form to request information about using your super for dental treatment. A SuperCare consultant will contact you within 24 hours to explain the process and check if you qualify.
Funding your Dental care
How SuperCare Works
SuperCare simplifies early access to superannuation for patients needing significant dental treatment. They handle the entire application process with the ATO under the Compassionate Release (CRS) program.
- No repayments or interest to worry about
- Covers treatment for you and eligible family members
- No maximum limit on the amount that can be released
- A dedicated case manager handles your application
- One-time fee of $680 for SuperCare’s complete service
step by step
The process
- During your consultation, we’ll discuss if using your super is right for you
- With your permission, we’ll connect you with SuperCare
- SuperCare manages your entire application with the ATO
- Once approved, the funds are released for your treatment
- You can proceed with your dental care without financial stress
*Click “Check Eligibility” to be directed to our official SuperCare portal. Complete the short form to request information about using your super for dental treatment. A SuperCare consultant will contact you within 24 hours to explain the process and check if you qualify.
what can you cover?
Treatments You Can Fund
You can access your own superannuation or that of an immediate family member to fund necessary dental treatments such as:
- Dental implants and dentures
- Oral surgery
- Orthodontic treatment
- Root canal therapy
- Crowns and veneers
- General dental work
*Have questions about treatment options or SuperCare funding? Our team is ready to help both new and existing patients.
Your Smile
& Experience
We understand that the way dental treatment is perceived depends on previous experience. We recognise that many people experience dental fear due to poor dentist behaviour, treatment, or communication. We know that the only way to overcome this is to have an experience that truly delights you. We take the time to get to know and understand you and to allow you to get to know and trust us. Trust and mutual understanding are paramount to your experience.
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